About how much do you pay in banking fees/credit union fees?
Just give me an estimate of the average for both or your own
I’ve been able to avoid those kind of fees by shopping around and banking wisely.
With the Citi Gold checking, the normal fee is $ 10 unless you have a minimum balance of some thousands (I can’t remember). I have a mortgage with them so that fee is waived. I also have an access to get a cashier check fee-free. All miscellaneous and different things that they normally charge customers; I try to avoid.
I also bank with Statefarm because they do give an ATM reimbursement (up to 5 times/month). This is really helpful for me escpecially I travel outside the US often. Some banks also offer the similar thing but with less amount and certain limitations.
With the credit union, I do direct deposit. Even no direct deposit, they do not charge me a monthly fee. Hope this is somewhat helpful.
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