Best Bank Account Incentives

Sun National Bank Invites Customers to Enjoy Life, Be “Suntaneous”.

Checking Account Giveaways Include Gift Cards for Restaurants, Movies
and More

VINELAND, N.J., May 3, 2013 /PRNewswire/ — To give customers the
opportunity to enjoy life a little bit more, Sun National Bank has
introduced a “Suntaneous” rewards program for checking account
customers.

(Logo: http://photos.prnewswire.com/prnh/20120430/PH97193LOGO)

While consumers are hopeful that the economy will continue to
improve, research shows that they are still watching expenses and living
on a tight budget. Concerns about money and job security weigh heavy on
the minds of many Americans, who want a return to normalcy after years
of uncertainty and scrimping on their lifestyle spending.

With its “Suntaneous” promotion, Sun National Bank gives
customers who have been “doing without” an opportunity to do
something fun, for free. Customers who open a Sun Boomerang or Classic
checking account and activate specific services will receive selected
gift cards for movies, restaurants, travel and more. In the first phase
of the promotion, which ends May 31, qualifying customer who activate a
new check card will receive two movie tickets, good at hundreds of
theater locations, plus five dollars concession cash for movie snacks;
those customers who activate direct deposit will receive a $75
Darden
Restaurants

 gift card, good at Red Lobster[sup.], Olive Garden[sup.],
LongHorn Steakhouse[sup.], Bahama Breeze, Seasons 52[sup.] or any other
Darden Restaurant in the United States.

“Giving our customers a chance to be ‘Suntaneous’ is
really us giving them a getaway from the everyday – to have a night out,
an adventure, a fun escape from the routine,” said Thomas X.
Geisel, Sun National Bank President and
CEO

. “While helping our
customers every day plan for their financial future, we also want them
to have the opportunity to live in the moment and take time out to enjoy
life.”

The movie and restaurant offer is just the first of multiple
promotional offers that Sun will have through the rest of the year.
Offer applies to new accounts only, with a minimum opening deposit of
$100*. For complete details, visit www.besuntaneous.com, which also
provides links to theaters, show times, movie trailers and reviews and
restaurant locations. Information is also available at
www.sunnationalbank.com, any Sun National Bank branch or 1-800-SUN-9066.

Be Suntaneous at Home with a Home Equity Offer

Homeowners looking to tap into the equity in their home for
improvement projects, debt consolidation, vacation expenses, college
tuition or other financial needs can also be “Suntaneous.” For
a limited time, qualified borrowers can get a low introductory rate of
0.99%
APR

* when drawing on just $10,000 on a new home equity line of
credit of $10,000 or more, with no application fee or points**.

About Sun Sun Bancorp, Inc. (Nasdaq:
SNBC

SNBC Schneider National Bulk Carriers
) is a $3.23 billion asset
bank holding company headquartered in
Vineland, New Jersey

, with its
executive offices located in Mt. Laurel, New Jersey. Its primary
subsidiary is Sun National Bank, a full service commercial bank serving
customers through more than 60 locations in New Jersey. Sun National
Bank was named one of Forbes Magazine’s “Most Trustworthy
Companies” for five consecutive years. The Bank is an
Equal Housing
Lender

 and its deposits are insured up to the legal maximum by the

Federal Deposit Insurance Corporation
 (FDIC), an independent U.S. federal executive agency designed to promote public confidence in banks and to provide insurance coverage for bank deposits up to $100,000.
 (
FDIC

See Federal Deposit Insurance Corporation (FDIC).
). For more information about
Sun National Bank and Sun Bancorp, Inc., visit www.sunnationalbank.com.

*Offer applies to New Accounts only. Minimum to open is $100 in new
money. New money means funds not currently on deposit at Sun National
Bank. A 1099 Misc. form may be issued for tax purposes for gift
incentives and cash back offers. Ask for details. New Boomerang or
Classic Checking account along with new Visa Check Card must be opened
between 4/22/13 and 5/31/13. New Visa Check Card must be activated by
6/30/13 in order to be eligible for the Movie Tickets/Concessions
voucher set. ** Recurring third-party Direct Deposit of payroll, social
security or pension funds must be established by 7/19/13 to be eligible
for the $75 Darden Restaurants gift certificate. Transfer of funds from
an existing Sun National Bank account and other types of ACH transfers
do not qualify as direct deposit. For qualifying customers, movie
ticket/concession vouchers and/or Darden Restaurants gift card will be
mailed by or about 8/15/13. Account must be in “good standing”
as of start the fulfillment process beginning 7/20/13 in order to
qualify for gift incentives. Decisions regarding eligibility for gift
incentives are at the bank’s sole discretion and are final. Limit
one restaurant gift card and/or one set of movie ticket/concession
vouchers per customer per household regardless of number of new accounts
opened or services activated within the promotional timeline. On
accounts held by joint account holders, maximum of one Darden
Restaurants gift card and/or movie ticket/concession voucher set will be
awarded to the qualified primary accountholder for the opening of the
account. (Please note: Gift incentives apply to activation/usage of new
services only on a new Boomerang or Classic Checking account. Visa Check
Card activation or Direct Deposit Service arrangements previously
assigned to another Sun National Bank account and transitioned to a new
Boomerang or Classic Checking account are not eligible for named gift
incentives.) Gift incentives are offered for a limited-time only, while
supplies last. Bank reserves the right to substitute gift incentives
with comparable items of equal value. Offer can be modified or withdrawn
at any time without prior notice. Darden[sup.] Restaurants, Inc. owns
(Red Lobster[sup.], Olive Garden[sup.], LongHorn Steakhouse[sup.],
Bahama Breeze[sup.] and Seasons 52[sup.]) and is not affiliated with Sun
National Bank. Darden is not a sponsor or co-sponsor of this promotion.

**Offer applies to owner-occupied primary residence properties only.
Maximum 80%
LTV

. Principal &Interest payments only. Advertised
Introductory rate of 0.99% APR (Annual Percentage Rate) applies to new
lines of credit with a minimum line amount of $10,000 and an automatic
deduction of payment from a Sun National Bank checking account. An
initial $10,000 advance is required at closing. Introductory rate of
0.99% is for the first 5 monthly billing cycles after the closing date.
After the expiration of the 5 monthly billing cycles, the go-to rate
will be based on The
Wall Street Journal Prime Rate

 (Prime), currently
3.25% APR as of 3/31/13, plus.50%, subject to a 3.75% minimum floor APR.
Other rates and offers may be available. Offer subject to approval
requirements. APR may increase if Sun Checking account is closed and
automatic payment debit is discontinued. $50 annual fee will be
assessed. $250 early
termination fee

The one-time charge for terminating or transferring an individual retirement account. If a financial institution charges a termination fee, the fee must be spelled out in the original agreement that is signed when the account is opened.
 assessed if account is closed
within 2 years. The Maximum APR is 18%. The offer and disclosed rates
are effective as of 3/31/13 and may change without notice. Flood
Insurance may be required. Property Insurance is required. Property must
be located in the Sun National Bank service area. Rates, terms and
conditions can be modified or withdrawn at any time without prior
notice.

SOURCE Sun National Bank