National Savings Account Average From Bankrate Inc

Bankrate: Mortgage Rates Hold Steady.

 Middle Atlantic state of the United States. It is bordered by Vermont, Massachusetts, Connecticut, and the Atlantic Ocean (E), New Jersey and Pennsylvania (S), Lakes Erie and Ontario and the Canadian province of
, March 28, 2013 /PRNewswire/ — Fixed mortgage rates showed
little movement this week, with the benchmark 30-year fixed mortgage
inching down to 3.75 percent this week, according to’s
weekly national survey. The average 30-year fixed mortgage has an
average of 0.34 discount and origination points.


To see mortgage rates in your area, go to

The average 15-year fixed mortgage rate remained unchanged at 2.97
percent, while the larger jumbo 30-year fixed mortgage, slipped to 4.10
Adjustable rate

 mortgages were mixed, with the 3-year ARM
dipping to 3.95 percent and the 5-year ARM holding firm at 2.71

The last time mortgage rates were above 5 percent was Apr. 2011. At
the time, the average 30-year fixed rate was 5.07 percent, meaning a
$200,000 loan would have carried a monthly payment of $1,082.22. With
the average rate currently at 3.78 percent, the monthly payment for the
same size loan would be $929.64, a difference of $153 per month for
anyone refinancing now.


30-year fixed: 3.75% — down from 3.78% last week (avg. points:

15-year fixed: 2.97% — unchanged from 2.97% last week (avg. points:

5/1 ARM: 2.71% — unchanged from 2.71% last week (avg. points:

Bankrate’s national weekly mortgage survey is conducted each
Wednesday from data provided by the top 10 banks and thrifts in the top
10 markets.

For a full analysis of this week’s move in mortgage rates, go

The survey is complemented by Bankrate’s weekly Rate Trend
Index, in which a panel of mortgage experts predicts which way the rates
are headed over the next seven days. Only 8 percent of the panelists
expect an increase in mortgage rates over the next week. Forty-two
percent forecast a decrease and the remaining 50 percent predict
mortgage rates to remain more or less unchanged over the next seven

For the full mortgage Rate Trend Index, go to

To download the Bankrate Mortgage Calculator & Mortgage Rates
iPhone App 2.0, go to

About Bankrate, Inc. (


The Bankrate network of companies includes,,, Nationwide Card Services, InsureMe,, Bankaholic, and NetQuote. Each of
these businesses helps consumers to make informed decisions about their
personal finance matters. The company’s flagship brand, is a destination site of personal finance channels,
including banking, investing, taxes, debt management and college
finance. is the leading aggregator of rates and other
information on more than 300 financial products, including mortgages,
credit cards, new and used auto loans, money market accounts and CDs,
checking and ATM fees, home equity loans and online banking fees. reviews more than 4,800 financial institutions in 575
markets in 50 states. provides financial applications and
information to a network of more than 75 partners, including Yahoo!
), America Online (NYSE:

), The Wall Street Journal and
The New York Times(NYSE:

NYT New York Transit
NYT New York Tribune
).’s information is also
distributed through more than 500 newspapers.

For more information contact: Kayleen Yates Senior Director,
Corporate Communications (917) 368-8677

SOURCE Bankrate, Inc.