New Year Resolution: Make the Most of Your Money in 2013.
Ally Bank offers four financial resolutions to make in the coming
, Dec. 19, 2012 /PRNewswire/ — As the New Year
approaches, many consumers will resolve to make money management a
priority in 2013. Ally Bank-a direct bank offering a full suite of
products and features designed around the customer-provides the
following solutions to ensure consumers are maximizing the potential for
their everyday banking needs.
“Our goal is to offer consumers smart and convenient ways to
manage their money,” said Di Morais, deposits and innovation
executive, Ally Bank. “Since New Year resolutions often include a
financial check-up, it’s important to understand what banking
products are available and make the most sense for each
Build a Better Budget Before determining how and where to store
money, it’s important to understand exactly how much household
income was earned in 2012 versus how much was spent. Tracking this
information allows consumers to pinpoint unnecessary expenditures that
can be cut, and may lead to greater savings in the coming months.
Perform a Checking Check Up Many consumers use a standard checking
account without realizing that convenient options exist-and some even
offer daily compounded interest on checking balances. Ally Bank’s
Interest Checking Account requires no minimum deposit, no monthly
maintenance fees and offers a competitive interest rate as well as Ally
Perks [sup.]debit rewards program, with no sign-up or points to track or
Customers can easily deposit checks using Ally Mobile Banking on
[sup.(TM)] or iPhone[sup.], an at-home scanner, or by
using Ally’s postage-free envelopes.
Store Short-Term Savings Safely In addition to Ally Bank’s
, a variety of certificate of deposit (CD) options
exist, which offer optimal flexibility along with the benefit of
competitive interest rates. For instance, Ally Bank’s 11-month No
Penalty CD allows money and earned interest to be withdrawn anytime
following the first six days after account funding, while the Raise Your
Rate Two- and Four-Year CDs allows customers to raise their rate once or
twice (respectively) during the CD term if rates should increase.
Setting aside enough money for
retirement is the primary concern among the majority of consumers,
1. As stated or indicated by; on the authority of:
2. In keeping with:
a recent Ally Bank survey. As a direct response to customer
requests, Ally Bank developed its Traditional, Roth and
including an IRA Online Savings Account, Raise Your Rate CD and High
Yield CD. Designed to provide secure growth for retirement savings,
these accounts all feature no minimum deposit, no monthly maintenance
fees and daily compounded interest.
For more information, please visit www.Ally.com or download Ally
Bank’s product or feature fact sheets.
About Ally Bank Ally Bank is a direct bank in the U.S. that offers a
straightforward approach to banking with no minimum deposit required to
open an account, no monthly maintenance fees and 24/7 live customer
service. A subsidiary of Ally Financial Inc., the Bank offers online
savings, interest checking, money market accounts, certificates of
deposit with terms ranging from three months to five years, and IRA
Plans and products. Member
See Federal Deposit Insurance Corporation (FDIC).
For more information, visit the Ally media site at
http://media.ally.com or follow us on Twitter @ally.
Jessica Howell 313-656-6993 email@example.com
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SOURCE Ally Financial